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Another returnee, Frank Leung, added that his internship at China Minsheng Bank - the nation's first bank owned mostly by nongovernmental enterprises - gave him opportunities to learn the fundamental business of a bank. Such opportunities are rare in Hong Kong, he said.

Another advantage is that it can increase transaction efficiency, Shu added. A manager surnamed Yi at a bookstore in Shenzhen told China Daily that the monetary value of sales is deposited directly into the store's bank account and there is no need to operate another third-party account. However, Shu said customer choice dominates the future of the payment structure. As existing channels have covered nearly all consumption scenarios, the digital yuan needs to make breakthroughs for broader acceptance.

Another 50 billion yuan will be used for financial cooperation projects, bringing the total to 250 billion yuan.

Another official from the Ministry of Finance said the land income will be used for repaying the existing debt before being earmarked for financing new projects. He also said that the issuance of local governments' special purpose bonds for shantytown renovation will increase this year.

Another ban announced on Tuesday is the resale of face masks. According to the country's economy ministry, reselling of face masks for profit will become a crime punishable by a one-year prison sentence or a 1 million yen fine, or both, amid surging demand spurred by the epidemic.